Simply put WE LOVE REALTORS. I’ve seen too often over the years real estate agents and lenders bumping heads. We need each other; that’s all there is to it! Our mentality is that we are partners in this crazy industry and that by working together from start to finish not only will we all prosper but our customers will have an outstanding home buying experience. Here are the top 10 ways we help agents grow their business.
Turn “Shoppers” into “Buyers” – We can help turn more potential customers into actual closings with our pre-approval process.
Buyer counseling and education – we have a full array of loan programs (Conventional, FHA, RD, VA, MSHDA, & renovation options) and will help place the buyer in the program that is right for them.
Not everyone is approved, but many of our programs do not have minimum credit score requirements and we will look at loans with challenged credit to see if they make sense. Customers that are not able to buy right now are counseled on what they need to do to get mortgage ready in the future.
Appraisal Required repairs – these simply don’t scare us. We have a number of ways to tackle homes in need of repairs.
Foreclosures – No problem. We have closed on 100’s over the years.
HUD Homes – No problem. We even offer a special program on HUD Homes that’s $100 down.
Communication – Our communication is like nothing you have ever experienced for loans in processing. My team will call you ever Tuesday with a Tuesday update so that you can rest easy and know we are on track to close on time.
Problem solving – things come up on transactions that can often seem like impassable mountains. As a former investor and over 20 year experience in the industry, I don’t give up and will do everything I can to find a way to get the loan closed.
Saving the day – every month we pick up files that other lenders couldn’t close and we take over and get it done. When we need to rush a file we can rush a file. If a transaction is blowing up with another lender, run it by us before you kill the deal.
Past customers – our past customer marketing program is strong, they often reach back out to us when they are ready for another house and we will help get them back to you.
Exciting news for Michigan homebuyers! The State Senate has passed House Bill 5032, which will significantly increase the maximum sales price limit for MSHDA home loan programs.