Buying a HUD Home: Step-By-Step Guide Purchasing a home is a dream for many, but the financial requirements often act as a significant barrier. However, the U.S. Department of Housing and Urban Development (HUD) offers a unique opportunity for buyers with limited funds through its "$100 down payment program." In this blog article, we will... Read More
Jeremy Drobeck As a former Marine, Jeremy lives his life by an important code of ethics: lead by example, abide by an uncompromising code of integrity, and respect others. These principles have defined his professional career as a Mortgage Loan Officer and they are the reason he is highly respected by clients and agents alike.... Read More
Tools From The Best Does the tight inventory got you singing the blues? Need more buyer and seller leads? Ok that sounds like some internet BS. We arent selling anything here and there's no magic bullet, but we sure do know how to grind. In this lunch and learn / webinar we will share with... Read More
Options For Every Home Buyer As a Realtor, have you ever wondered why buyers fit into one program vs another? Every home buyers scenario is different. When first meeting with a buyer we take a deep dive into there personal financial information. The personal financial information is going to determine our limits for the different... Read More
Buying a HUD Home with Lead-Based Paint with an FHA Loan: What You Need to Know If you're in the market for a home and considering a HUD-owned property, there are a few things you should know before making an offer. One of those things is the possibility of lead-based paint in the home. Lead-based... Read More
Re-Starting or Refreshing Your Client Database The two most important elements of marketing in real estate are the message and the audience. Your audience often referred to as your sphere of influence or SOI is your biggest opportunity when it comes to growing your business. Most agents create one when they first get into sales, but then... Read More
Jeremy Drobeck with Treadstone Mortgage has recently been recognized by the State of Michigan as the number one MSHDA loan officer in West Michigan. With years of experience and a dedication to helping his clients achieve their dreams of homeownership, Drobeck has earned a reputation as a trusted and reliable mortgage lender. MSHDA, or the... Read More
The Federal Housing Administration (FHA) recently announced a significant reduction in the annual mortgage insurance premium (MIP) for FHA loans. This reduction means that borrowers who obtain an FHA loan will pay lower MIP rates, resulting in lower monthly payments and more affordable homeownership. The FHA has reduced the MIP rate from 85 basis points... Read More
Buying a new home is an exciting prospect, but it can also be a stressful experience, particularly if you have to sell your current home first. If you are looking to buy a new house but don't want to wait for the sale of your current property, a bridge loan could be the solution you... Read More
Understanding Profit & Loss Statements for Realtors As a Realtor you are running your own business. You have income coming in and expenses going out. The profit and loss statement is where the rubber meets the road. Are you you making money? Just because you got a check from your broker doesn't mean you made... Read More
Exciting news for Michigan homebuyers! The State Senate has passed House Bill 5032, which will significantly increase the maximum sales price limit for MSHDA home loan programs.