Homeownership Special: MSHDA Maximum Sales Price Limit Increase Incoming!!
Exciting news for Michigan homebuyers! The State Senate has passed House Bill 5032, which will significantly increase the maximum sales price limit for MSHDA home loan programs. What Does This Mean? Currently, MSHDA's maximum sales price limit for eligible homes is $224,500. This limit has remained unchanged since 2009, making it increasingly difficult for many... Read More
VA Renovation Loans: A Veteran’s Dream
Are you a veteran looking to purchase a home that needs a little TLC? The VA Renovation Loan program is designed to help you finance both the purchase and renovation costs in a single loan. Why Choose a VA Renovation Loan? Flexible Financing: The VA Renovation Loan offers a streamlined process to finance both the... Read More
The Evolving Real Estate Market: From Seller’s Market to Level Playing Field
The real estate market has seen dramatic shifts in recent years, transitioning from a seller's market during the pandemic to a more balanced landscape. As we move forward, understanding these changes is crucial for both buyers and sellers. The Pandemic Boom: During the pandemic, the real estate market experienced unprecedented demand. Low-interest rates and remote... Read More
Changes to FHA 203K Renovation Loans
Exciting Changes to FHA 203(k) Renovation Loans: Effective November 4, 2024! Get Ready to Unlock More Potential We're thrilled to announce some significant updates to the FHA 203(k) renovation loan program that will take effect on November 4, 2024. These changes are designed to make homeownership more accessible and empower you to transform your dream... Read More
Why a Foreclosure Crisis Isn’t on the Horizon
With inflation still lingering and financial strain persisting for many, fears of a looming foreclosure wave are understandable. However, a closer look at the data reveals a different story. Lenders Are Smarter, Borrowers Are Stronger The reckless lending practices that fueled the 2008 housing crisis have been significantly tightened. Today's borrowers are more qualified, with... Read More
Is Your House Holding You Back From Your Dream Retirement?
Retirement – a time for freedom, exploration, and pursuing your passions. But is your current home the perfect partner in this exciting new chapter? If your house feels too big, too expensive, or simply inconvenient, downsizing could be the key to unlocking your ideal retirement lifestyle. Here's a quick self-assessment to see if downsizing might... Read More
Forget Timing the Market, Focus on Time In the Market: Why Buying Now Could Be Your Smartest Move
The question of "buy now or wait?" is a common one for aspiring homeowners. While the perfect time to buy depends on your specific circumstances, there's a crucial factor to consider: time in the market is often more important than trying to time the market. The Pitfalls of Market Timing Predicting market behavior is a... Read More
Unlocking Real Estate Opportunities: Financing Insights for Rental Property Investment
Are you ready to dive into the world of rental property investment? Whether you're a seasoned investor or just starting to explore this lucrative avenue in real estate, understanding the financial aspects is crucial. Join us for an insightful Zoom event presented by Jeremy Drobeck, an esteemed mortgage expert at Treadstone Mortgage and real estate... Read More
Completely Legal House Hack
House Hacking Made Easy: Leveraging FHA Financing and 203(k) Loans House hacking is a real estate investment strategy that has gained significant popularity in recent years, and for a good reason. It offers individuals the opportunity to own a property, live in one part of it, and rent out the remaining units to cover mortgage... Read More
We didn’t sell your info. The credit bureaus did.
Are you getting bombarded with phone calls after we ran your credit? Over the last year as rates have increases trigger leads have become an increasing problem. We have had customers reporting in that they are receiving 200+ calls and text messages from desperate lenders after we ran their credit. I promise we did not... Read More
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Homeownership Special: MSHDA Maximum Sales Price Limit Increase Incoming!!
Exciting news for Michigan homebuyers! The State Senate has passed House Bill 5032, which will significantly increase the maximum sales price limit for MSHDA home loan programs.