Deciding to buy a home or refinance a mortgage is a big step. You can trust that we’ll explore every option to help you achieve your goals. We will give you the personal attention and respect you deserve. We understand you’re making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. We will help you every step of the way.
Serving Southwest Michigan, Ohio, Indiana, & Florida, including Kalamazoo, Portage, and St. Joseph. Call today for your mortgage consultation. 269.360.7109
Did you pull your free credit score on a mobile app, see a solid 680, and then watch a mortgage lender pull a 635 that bumps your interest rate or private mortgage insurance (PMI)?
Yesterday, a frustrated home buyer walked into my office after looking at houses in Portage. They wanted to make an offer by Friday.
Their middle credit score sat at 618. That number left them just two points shy of the critical 620 tier for Conventional financing, which forced them toward higher monthly fees.
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